I wrote about how to re-write your money story in an earlier post. In that post, I revealed how I associated feeling guilty with money and so I consistently undercharged and took on projects for little or no money and justified it as “favors”. Wow what a trip.
Let’s just say, I TOOK CARE OF IT. Now, I’m a lotttt more focused on building my own biz that suits my life goals.
You would think that was the end of it, but no. Once you start investigating your money story, its like peeling back onions layers. Each layer contains a different issue, but um, this is one of those genetically modified onions, its not a normal size.
One of the daily practices I have instilled in myself is to check my bank accounts everyday not with dread but with absolute ease and joy of seeing a friend again (Money is your friend!)
One day, a few days after paying my bills, I noticed something odd – my credit card hadn’t been paid. Instead, the money was in a defunct account which I had closed a year ago.. How did that happen!? Enter: money story issue #2: I was careless with money. Of course this makes sense when I looked back at all the times I just didn’t pay attention or care enough about certain bills. In fact, this had already happened a few times this year with various accounts and in various situations. I had to call the bank and get things switched because I was CARELESS. Perhaps this was an offshoot of never being taught about money management and never having to think or worry about it growing up.
So, imagine if I HADN’T checked my bank accounts everyday?! Then, what type of trouble would that have lead to? Yikes.
After that issue was solved, I started to become hyper aware of how other people’s money stories were rubbing off on me, especially my parents. Just the other day, my dad complained about how the price of corn was $1 each vs. 25 cents of years past. This same phrase was mentioned not once, but twice again and confirmed by my mother. Oh emm gee. Enter money story #3: “Get the best quality for little or no cost.” At first glance, I guess there is something commendable about fighting tooth and nail for freebies, discounts or sales, but ca’mon. I don’t want to live a life filled with feeling ripped off over eating $1 corn. I could care less. I am going for the gold where I make more money that I ever thought imaginable and can get anything my heart desires, including premium corn.
So, how do you permanently change your money story for the better? It really takes incorporating changes into your daily life.
First step, as you read previously, is to identify, re-write, and become hyper-aware of what may come up over time.
Other things you can do are:
- Keep reminders, affirmations, mantras EVERYWHERE in the form of post-its, screen-savers, and alarms on your phone (you can put a “title” on your alarm that you can set to show up at different times of the day). These can be anything from mantras listed here or reminders to check your bank account.
- Check your bank accounts everyday and feel good about it – love all the money that’s there! Visualize it growing bigger.
- Listen to money mantras and try “tapping” for money.
- Do some math: figure out the amount you need each month and where each dollar is going (everything you want and them some!) Don’t just say “saving for a rainy day” because my friend, then you’re planning for bad times!
- One thing I also “try” to do is stop using money words that carry a negative connotation for me like: afford, expensive and budgeting. Now afford = acquire, expensive = premium, and budgeting = planning/strategizing. These are SUCH better words to use.
That’s the basics folks! The main work is really changing the story through re-writing it and being aware of how you act or what you tend to sub-consciously agree with when it comes to your money story.
Good luck and let me know how I can help!
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